Indexing

Abstracts: It is actually true that Information and communication technology (ICT) has for the last two years become extremely widespread with key commercial banks in Ghana. Recently, a lot of the rural banks have also computerized and networked their procedures and several more gearing up to be computerized. Therefore, on the part of ARB Apex Bank, with the help of Bank of Ghana, they will be embarking on national computerization of all the rural banks in Ghana. Henceforth this research work focuses on examine the connection between the ICT usage and the monetary performance of the rural banks from the viewpoint of four computerized rural banks, namely; Atiwa West; Atiwa East; Osino; and Abirim Rural Bank. The opinions of the management staff of the rural banks, branch managers, staff members and customers were gathered using a survey method. Total number of 212 people were sampled from the four Rural Banks. Hence, interviews were passed out to gather data from major stakeholders in the computerized rural banks. Also, three kinds of questionnaires were set and dispersed among management and head office staff, branch managers and branch staff. Again, semi-structured and 5-point Likert scale assessment were developed. Additionally, data analysis was made using linear regression and Analysis of Variance (ANOVA). The analysis shown that ICT usage "ICT application, ICT literacy and attitude towards ICT" has a positive linear connection with the financial performance in terms of deposit mobilization, profit and loan recovery of the rural banks.

Keywords: Eastern Region, Effect, Ghana, ICT, Linear regression, Monetary Performance, Rural Banks.

Title: The Effect of the Adoption of ICT on the Monetary Performance of Rural Banks in Ghana: A Case Study of Chosen Rural Banks in Eastern Region

Author: John Wiredu, Yu Bo, Usman Inuwa Labaran, FURAHA Georgine, Nganga kitoko Cheldy Vicinte.

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: As the most dynamic economy in West Africa, Côte D’Ivoire has been showing sustained socio-economic development for years, which has attracted investors. To achieve these results, the Ivorian government has built its strategy around national development plans (NDP 2012-2015 and 2016-2020), one of the major axes of which is the implementation of a policy to attract private national and foreign investments, by providing Côte D’Ivoire with a very competitive business environment. The country has been able to attract important national and international investors thanks to special measures to facilitate private investment. These reforms have earned Côte D’Ivoire an exemplary rise in the "Doing Business" ranking, and have enabled it to move up more than sixty places between 2012 and 2020 from 177th place to 110th place. Ivorian companies continue to modernize their production infrastructure and are increasingly investing in the development of new products and services. They are investing in the recruitment and training of a skilled workforce and are continuing their international expansion. The West African region has also experienced positive development and is becoming increasingly attractive to investors. With its port infrastructure, airports, roads and railroads, Côte D’Ivoire has been chosen by many of the world's leading investors as an ideal regional base from which to cover other West African markets. In this article we are going to be interested in the agro alimentary sector, mainly in the investment of the production and marketing of food pasta commonly called SPAGUETTI, and wheat flour, which since years are part of the basic food of the Ivorians, but these sectors remain more or less unexploited, then the development of this sector of activity can be as much profitable for the Côte D’Ivoire, the investors, the consumers and even for the West African sub-region. Indeed, this country is an important economic weight in the sub-region and can be defined as a strategic point to carry out the activities of production, marketing and also export of these agro-food products and many others. Thus, in this article we will analyse the opportunities and the scope of the development of this agribusiness project in Côte D’Ivoire.

Keywords: Production, Investment, Market, Pasta, Flour, CEPICI, West Africa, Government.

Title: PASTA AND FLOUR INDUSTRIES, OPPORTUNITIES TO MAKE BUSINESS IN THE REPUBLIC OF CÔTE D’IVOIRE: AN ATTRACTIVE COUNTRY FOR INVESTMENT IN AFRICA

Author: Diabi Yahaya Ibrahim-Khalil, Yu Bo

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: The main purpose of this study was to determine the effects of bank specific factors on the financial performance of commercial banks in TransNzoia County. The study was guided by the following specific objective; to determine the impact of management efficiency on the financial performance of commercial banks in Kenya. The study adopted the following theories; market power theory and efficiency theory. The study used a descriptive research design with the target population of all manager in commercial banks in TransNzoia County.  Since the population is small then the study adopted working with entire population. Data collection instruments was questionnaire. Piloting was done to test the validity and reliability of the data collection instrument. Data was organised, coded, edited to bring a meaning. Both descriptive and inferential statistics was done. Pearson correlation analysis was used to test the relationship between variables in the study hypotheses. Analysis of variance and multiple linear regression analysis was adopted and computed to determine the statistical relationship between the independent variable and the dependent. The finding revealed the management efficiency has a significant effect on the financial performance of commercial banks in TransNzoia Kenya.  The finding will be of help to the researchers, banks stakeholders and to the entire economy as a whole.     

Keywords:  Financial performance, management efficiency.

Title: The Effect of Bank Specific Factors on Financial Performance of Commercial Banks in Transnzoia County

Author: Franklin Kipkirui Ngetich, Dr.  Elizabeth Nambuswa Makokha

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: Globalization has brought about changes in the financial industry thereby markets with fast changing technology must make things happen.Financial Performance and innovation are interrelatedin that banks cannot sustain themselves if they fail to embrace innovation in their operations. The main objective of the study was to determine the effect of Innovation on financial performance of listed banks in Kenya. Specifically, the study investigated the effect of product innovation, process innovation, service innovation and institutional innovation on financial performance of listed banks in the Nairobi Securities Exchange. The target population included 5 conveniently selected banks out of the 11 listed banks in the Nairobi Security Exchange. These included Equity bank, Kenya commercial bank, Cooperative bank of Kenya, National Bank of Kenya and Barclays Bank of Kenya.The study sample was drawn from the population using stratified random sampling technique with 94 respondents represented by the branch managers drawn from the different banks.The study used both primary data and Secondary data. Data analysis was carried out by use of descriptive statistics and inferential statistics that involved the use of regression analysis to determine the strength of association between the variables.The findings revealed that innovation has asignificanteffect on financial performance and recommendedthat banks should adopt innovation to enhance growth, competition, increased productivity and profits.

Keywords: Financial Innovation, Financial Performance, Listed Banks, Kenya.

Title: THE EFFECT OF FINANCIAL INNOVATION ON FINANCIAL PERFORMANCE OF LISTED BANKS IN KENYA

Author: COLLIN OTIENO, DR. OLUOCH OLUOCH

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: Good project management practices are key to the success and sustainability of construction projects.Success in construction projects is indicated by its performance achievement of project time, cost, quality and stakeholders satisfaction.This study sought to establish the effect of project management practices on sustainability of roads projects in Kenya. The study was guided by these specific objectives; to determine the effect of project risk management on sustainability of roads projects in Kenya, to investigate how project team affects sustainability of roads projects in Kenya, to find out the effect of project budget on sustainability of roads projects in Kenya and to find out how project technology and innovation affect sustainability of roads projects in Kenya.The study was anchored in the extreme value theory, Project management competency theory; Resource based view theory and the social construction of technology theory.This study adopted a descriptive survey research design.The target population was the junior and senior staff of construction companies in Kenya who have initiated and completed projects or is in the closure phase in Kiambu County. Stratified sampling technique was used to select the sample size. A structured questionnaire was used to gather primary data. To test validity and the reliability the questionnaires were pilot tested before they were fully given to the respondents. The sample size of the study was 135 respondents. Information was sorted, coded and input into the statistical package for social sciences (SPSS) version 21.0 for generation of descriptive statistics as well as inferential statistics. The study concluded that project risk management practices can significantly affect project performance. The study also concludes that project team has a significant and positive effect on the project performance. The study indicated that project budget is considered to be a factor necessary for a successful project. The study further concluded that project technology and innovation has a positive effect on project performance. To ensure success in Constuction projects in terms of Quality work, timely completion, within the budget and stakeholders satisfaction the study recommends that contractors should set up responsibility centres for risk management. Professionals in the construction field should be trained on risk management. The study recommends use of highly skilled labor in construction projects. Communication, trust, commitment and integration are expected to bridge the physical and knowledge gap between different project participants. From this study

Finally the study also recommends that project managers should work hand in hand with IT experts to ensure they keep up with emerging trends and technologies. They should also ensure that the staffs are fully trained on any new technology that is implemented within the firm by organizing seminars and workshops to enhance their skills and expertise in their practice as professionals.

Keywords: Project Management, Construction, Risk and Risk management.

Title: EFFECT OF PROJECT MANAGEMENT PRACTICES ON THE SUSTAINABILITY OF THE ROAD PROJECTS IN KENYA: A CASE STUDY OF ROAD CONRACTORS IN KIAMBU COUNTY

Author: JUDITH PHOEBE ATIENO ODHIAMBO, DR. SAMSON NYANG’AU PAUL

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: The purpose of this study was to determine the influence of procurement practices on the performance of commercial banks in Kenya. Four specific objectives formed the basis of study and these were: to determine the influence of technological advanceson the performance of commercial banks in Kenya, to assess establish the influence of resources allocation on the on the performance of commercial banks in Kenya, to determine the influence ofprocurement policy on the on the performance of Kenya commercial banks in Kenya and finally to find out the influence of cost estimation on the on the performance of commercial banks in Kenya .The target population was considered to be 148 employees from Kenya Commercial Bank. However, the respondents were selected from different departments of procurement, finance, human resource management and corporate services. The sample size of the study was considered to be 115 employees within the KCB which was arrived at in reference to other scholar’s provisions. Quantitative research design was adopted for the study. The questionnaire was used as the data collection instrument. Data analysis and interpretation was also performed based on descriptive statistics as well as inferential statistics mainly regression analysis, Pearson correlation and alpha Cronbach which were used to test reliability and validity of the instruments. The study concluded that technological advances had a significant and positive influence on the performance of commercial banks in Kenya. This implies that technological advances has positive impact on the performance of commercial banks in Kenya. The study also concluded that resources allocation had a significant and positive influence on the performance of commercial banks in Kenya. This study further concluded that procurement policy significantly and positively influenced on the performance of commercial banks in Kenya. The study finally concluded that procurement ethics had a significant and positive influence on the on the performance of commercial banks in Kenya. Therefore, we can conclude that there is strong positive relationship between compliance to procurement ethics and the performance of commercial banks in Kenya. The study recommends that management of Kenya Commercial Bank need to be aware of their procurement technology preferences and provide the tools and equipment to the procurement team as they can be more motivated. The study also recommends that management of Kenya Commercial Bank should rigorously monitor the resource available and their use to avoid misappropriation to ensure optimization of resources. The study further recommended that the management of Kenya Commercial Bank should continuously review the existing public procurement policies to bridge the gaps that impede performance of commercial banks in the country. The study finally recommends that management of Kenya Commercial Bank need to institute measures to curb unethical practices like unprofessional ethics to enhance effective compliance to public procurement rules and regulations in Kenya which in turn will enhance performance of commercial banks in the country.

Keywords: technological advances, resources allocation, procurement policy and procurement ethics.

Title: INFLUENCE OF PROCUREMENT PRACTICES ON THE PERFOMANCE OF COMMERCIAL BANKS IN KENYA, A CASE OF KENYA COMMERCIAL BANK

Author: JENNIFER WANGARI MACHARIA, DR. SAMSON NYANG’AU PAUL

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: Globally, perceptions of leadership competence are influenced by many contextual inputs which include gender, race, and other social identities. Gender imbalance among senior university academics is an acknowledged problem in many countries, including Kenya. This paper gives an analysis of career positioning as a strategy those women academics use to attain senior leadership positions in institutions of higher education in Kenya. The research is anchored in feminist theories. A qualitative research method was adopted for data collection. Purposive and snowballing sampling techniques were employed. The research targeted 32 public universities that had 107 women in leadership ranks of principals, research centers’ directors, deans, and heads of departments, deputy vice chancellors, and vice chancellors. The sample size was 18 women from 11 of the 32 public universities. Primary data was collected at in-depth interviews using interview guides whereas secondary data was obtained by analyzing relevant documents. Data from in-depth interviews was analyzed by thematic analysis while secondary data was analysed by document analysis. Results indicated that women success in leadership positions at higher education institutions in Kenya is attributable to individual paradigm shifts that made them position themselves for the leadership positions.  It was then concluded that women in this study are where they are purely on merit since they possessed the ambition, drive, and patience to succeed against all odds. Going by their small numbers in managerial positions, there seems to be other underlying factors over and above qualifications that affect women career mobility. The study recommends an urgent and deliberate effort to address structural and socio-cultural hurdles constricting the upward mobility of women.

Keywords: Career positioning, Feminism Theory, Leadership, Springboard, Higher Education, Qualitative Research. 

Title: CAREER POSITIONING PEDESTAL: WOMEN SCALING THE LEADERSHIP LADDER IN HIGHER EDUCATION INSTITUTIONS, KENYA

Author: Evelyn Kipkosgei

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: This paper aims to investigate the impact of dividend policy on stock price fluctuations on companies listed on the Ghana stock exchange. Annual data from 2009 to 2019 was used for this research. Taking the dividend yield and dividend payout as the indicators of dividend policy, a series of panel data analyses were conducted by using the Ordinary Least Square (OLS) method. The results show that there exists an inverse relationship between dividend yield and stock price fluctuations on the Ghana Stock Exchange and derive that in order to keep the stock prices stable in Ghana, corporate managers must continue to pay cash dividends as the payment because such payment not only helps to stabilize the prices but also encourages potential investors to enter into the Ghana Stock Market.

Keywords: Dividend Policy, Stock Price Fluctuation, Ghana Stock Exchange.

Title: Impact of Dividend Policy on Stock Price Fluctuation of Listed Companies on Ghana Stock Exchange

Author: Paul Tenkorang Acheampong, Haiyan Shan, Laweh Nicholas, Agyemang kwasi Sampene

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: The General objective of this research was to evaluate the determinant of job satisfaction among health workers in Garissa County. The specific objectives of this project was to establish the effect Working Environment, Level of Pay, Career Development and Leadership Styles on the job satisfaction among health workers in Garissa County Government. The study was conducted on the public healthcare providers in Garissa County. The hospital attendants will also be targeted. In this county, a population of 450 health care providers of Garissa County were targeted, out of which a sample of 153 members representing 30% of target population were drawn using stratified random sampling method. Being an academic study, the period to be covered was 6 months. The study adopted both primary and secondary data analysis research design. Primary data was collected using semi structured questionnaires containing both closed and open ended questions to allow variety. The quantitative data was analyzed using descriptive statistics. In addition the study used multiple regression analysis to analyze the data. The study concluded that working environment significantly and positively influenced job satisfaction. This indicates that good working condition improves job satisfaction. The study also concluded that level of pay has a significant and a positive effect on job satisfaction This result indicates that level of pay is effective enough to enable the improvement in job satisfaction. The study further established that career development had significant and a positive effect on job satisfaction. These results indicated that the career development was effective in influencing job satisfaction. Finally; the study established that leadership styles had a significant and positive effect job satisfaction. This indicated that leadership styles were effective in influencing job satisfaction. The study recommends that the housing construction companies should create favorable work conditions for the company. The study further recommended that those companies should improve the pay treatment of its employees. It should improve the overall salary packages of employees. The study also recommended that the management in the County provide all the employees with equal opportunity to grow and develop as equal opportunities will give the employees stimulated and ensure that they have something to strive for. Finally the study recommended that the leaders should display a consultative and participative leadership style which entails treating all employees with respect, trusting them to do their work, listening to the opinions of the employees, and encouraging employees to learn from their mistakes through training and by guiding them in the right direction

Keywords: Working Environment, Level of Pay, Career Development and Leadership Styles.

Title: DETERMINANT OF JOB SATISFACTION AMONG HEALTH WORKERS IN GARISSA COUNTY GOVERNMENT

Author: MOHAMED IDRISS ABDI, DR. SAMSON NYANG’AU PAUL

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: This study had investigated brand equity perceptions of two telecommunication rivals in Nigeria (MTN & Glo) where the perceptions of brand are being separated in the subobjectives of the study. Frequency analysis, regression analysis and correlation analysis were used in this study. It was found that brand awareness revealed a positive impact on brand loyalty but insignificantly at 5% alpha level which also implies that a unit increase in brand awareness will increase the brand loyalty. Purchase intention contributes positively and significantly to brand loyalty, that is, a unit increase in purchase intention will increase brand loyalty. More so, brand association has positive and significant impact on brand loyalty. It was concluded that the strategies of brand equity (brand awareness, brand loyalty, purchase intention and brand association) are similar between the two communication rivals (MTN and Glo). It was also concluded that the users of MTN are very satisfied with the services received and Glo users are very satisfied with the network services. 

Keywords: Brand Equity, Brand Awareness, Brand Association, Purchase Intention, Brand Loyalty.

Title: BRAND EQUITY PERCEPTIONS OF TWO TELECOMMUNICATION RIVALS IN NIGERIA: MTN & GLO

Author: Oluwole A. Faboye

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: The purpose of the study was to examine the effect of talent management practices on employee performance in the county government of Bungoma. The study was guided by the following objective: to assess the effect of talent career management on employee performance in the county government of Bungoma. The study was anchored on Maslow Hierarchy of Needs Theory, Human Capital Theory and Job Embeddedness Theory. The study adopted descriptive research design. The target population of the study comprised management and a supervisory cadre of 136. The study used census technique since the target population was small. Data collection instrument was structured questionnaire. Pilot testing was done to test the validity and reliability of research instrument. Data was analyzed using descriptive and inferential statistics and presented in tabular form. Data will be subjected to correlation and Multiple Regression Statistical Methods.  From the findings, the study revealed that talent career management was found to a significant positive relationship on employee performance in the county government of Bungoma. The study findings will be useful for human resource management   practice, policy formulation and research works. The study findings will help counties in evaluating the importance of talent management on the performance of their employees in terms of quality of work, quantity of work cooperation with other peers, absenteeism and dependability at work. 

Keywords: Talent Management, Employee Performance, Talent Career Management.

Title: Effect of Talent Management Practices on Employee Performance in county government of Bungoma

Author: Nebat Walumoli Wandabwa, Dr.  Elizabeth Nambuswa Makokha

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: The purpose of this study was to analyse the effect of credit information sharing on the performance of Saccos in Kenya. The specific objectives was to determine the effect of loan repayment on performance of Saccos in Kenya. The study was anchored on Information Asymmetry Theory, Credit Rationing Theory and Transaction Cost Theory. The research adopted a descriptive survey research design. Descriptive survey was appropriate for this study as it describes things and events as they are. The population for this study will be the 20 Sacco’s in Kisumu County. The study targeted the credit managers as the respondents of the study. This study adopted a census survey with the population which consisted of all the credit managers of the 20 Saccos in Kisumu County. The study used both primary and secondary data. The primary data was collected through a questionnaire from the credit managers of the 20 Saccos while secondary data was retrieved from the SASRA’S Sacco supervision annual reports for the respective years. The quantitative data was analysed using inferential statistics and descriptive statistics. The findings revealed that loan repayment do have a significant effect on performance of Saccos in Kenya. Findings of this study was to aid in sound decision making process by Sacco managers and top level management of financial institutions on effective credit risk management. The government was also to benefit as this research proposed ways of addressing challenges facing Saccos in Kenya. The findings was to form the basis for further research in this field.

Keywords:  Credit Information sharing, Loan Repayment and Performance.

Title: Effects of Credit Information Sharing on Performance of Savings and Credit Cooperative Societies in Kenya

Author: Noela Jepkemoi Bowen, Dr.  Elizabeth Nambuswa Makokha

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: The research topic of the study is based on unemployment especially of youths. This study was conducted in upper nkam division a rural place in the west region of the country. The problem statement here is to analyze those impact unemployment in places might have on economy sustainability. The question is what are the major causes of this high unemployment in areas and what can be done to stop or reduce this phenomenon in this areas which is the cause of high rural-urban migration. The objective of my study is to examine possible solutions on how to solve the problem statement and see how it will help youths. The method of obtaining information was through a panel of 108 unemployed, under employed and employed persons  through questionnaire and video conferences because of the pandemic (Covid-19).the impact of unemployment in the areas was analyze in two dimension; it’s social impacts and it’s economic impacts in those areas. The economic impact was based on the community development as a whole whereas the social impacts were based on individual and population sustainability. From this dimension we could fine the relationship between rural unemployment and it social and economic impact on country’s sustainability as a whole. This was determined through sampled population responses and from qualitative data (ILO 2013-2018) this research work was done from 20 December 2018 till 17 April 2019. During this specific period information were been collected from population, legal institution like the municipal council, National employment fund etc. with secondary data alongside. (Hypothesis 3) was accepted because unemployment in Cameroon had both social and economic negative impact on economic sustainability. This analysis were also measures with the use with the use of graphs and respondent responses.

Keywords: Unemployment, employment, economy sustainability, socio-economic impact, population (of upper nkam division bafang) .

Title: THE IMPACT OF UNEMPLOYMENT ON COUNTRY’S SUSTAINABILITY CASE OF CAMEROON IN UPPER NKAM DIVISION (Bafang)

Author: Yu Bo, NGUEUKAP YANN, NGUEUKAP LEVIS

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: Budgetary participation is the involvement of all employees in the budgetary process and their inputs used to; influence setting of budgetary targets, assist in problem solving, promote information sharing among administrative levels and enhance performance leading increased employee motivation. The study sought to investigate the effect of employee participation in the budgetary planning on employee motivation in micro finance institutions in Kericho County. The study was anchored on stakeholder’s theory, motivation theory, theory of planned behavior and vroom’s expectancy theory. The research adopted a descriptive research design and was undertaken in Kericho County which is one of the counties created under the new Constitution of 2010. The target populations for the study was 1123 employees of Microfinance Institutions in Kericho County who were clerks, sales/marketers, accountants and tellers, where a sample size of 295 respondents was randomly sampled based on Yamane (1973) formula. Data collection instrument used was a structured questionnaire which was based on drop and pick basis.  Both descriptive statistics and inferential statistics (correlation and regression analysis) was used in analyzing data with the help of Statistical Package for Social Sciences Version 24 (SPSS-24) and findings are presented mainly in form of tables while qualitative data was analyzed through narrations.

Keywords: Budget, Budget Planning, Motivation, Micro Finances.

Title: EFFECT OF EMPLOYEE PARTICIPATION IN BUDGETING PLANNING ON EMPLOYEE MOTIVATION IN MICROFINANCE INSTITUTION IN KERICHO COUNTY

Author: Kirui Barton Kiptoo, Dr. Isaac Naibei, Dr. Peter Cheruiyot

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: The Moroccan private sector is dominated by small and micro-enterprises. According to official data, 98% of the national productive sector is composed by micro-units. However, this category does not benefit fully from the financial offers available on the market. To solve this issue the Moroccan financial system requires innovations in terms of diversification of financial products. In this wake, the Islamic micro-finance may be one of the missing components. In this context, our empirical study was carried out on a sample of 92 micro-entrepreneurs in Morocco's largest economic region in order to analyze the interest of integrating Islamic micro-finance into the Moroccan financial landscape, and the role it could play in providing alternative solutions to improve the conditions of access to external financing for Moroccan micro-enterprises.

Keywords: Morocco, micro-finance, Islamic micro-finance, micro-entrepreneurs.

Title: Interest in Islamic micro-finance in Morocco

Author: Decai Tang, Hariba Fatima Ezzahra, Khalid Brgchou

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: The current international economic environment is characterized by its dynamism and imposes on companies a cosmopolitan vision of economic activities and commercial strategies. In the current situation, internationalization is one of the key elements for the smooth running of a company and its future prospects. But we must bear in mind that exporting is not an easy activity and requires a medium-term vision and a clearly defined strategy. In any case, the decision to internationalize a company responds to the desire to grow. In this sense, the size of the company should not be an obstacle to its expansion beyond the national territory.

The process of internationalization is a gradual one: first, it involves exports or occasional imports, followed by a phase of regular international activity, and finally settling abroad through commercial or productive subsidiaries. The main objective of the present study is to evaluate the different types of processes involved in the expansion of a company's activities abroad.

Keywords: Internationalization, company, Foreign, Investment, Market, Export, Incoterms, SWOT analysis

Title: THE INTERNATIONALIZATION PROCESS OF COMPANIES IN THE AIR OF GLOBALIZATION

Author: Diabi Yahaya Ibrahim-Khalil, Furaha Georgine, Yu Bo

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: The purpose of the study was to analyze the effects of Total Quality Management Practices on the Performance of Construction Projects in Uasin Gishu County. This study was guided by the following specific objective; to establish the effects of customer focus on the performance of Construction Projects in Uasin Gishu County. The study was guided by: Deming Theory, Juran Theory, Crosby Theory and Ishikawa Theory.   A descriptive survey research design was applied for this study. Census was conducted for data collection and questionnaires was administered to respondents. Data collection instrument was questionnaire.  Piloting was done to test the validity and reliability of the data collection instrument. Data was then analyzed to determine the effects of the independent variables on the dependent variable. Regression analysis was carried out to test the significant levels of one variable to the other in the study. ANOVA was carried out to test the hypotheses of the study. The finding of the study revealed that customer focus had a significant effect on performance of Uasin Gishu Count. This study is important because: it will assist the government in strengthening the policy framework and enact laws to govern the construction industry, Construction firms will use the findings of this study to enhance their TQM and hence be able to deliver projects on time and within budget, Construction professionals like Project Managers, Engineers, Architects and Surveyors will use the findings of this study in their day to day management of construction projects and construction firms.

Keywords:  Total Quality Management, Customer Focus and Performance.

Title: EFFECTS OF TOTAL QUALITY MANAGEMENT PRACTICES ON PERFORMANCE OF CONSTRUCTION PROJECTS IN UASIN GISHU COUNTY

Author: Stephen Owino, Elizabeth Nambuswa Makokha

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: Recently, many are the researches done about the performance of business as well as the factors leading the enterprises to fail or to succeed. If we ask experienced entrepreneurs they will definitely say that making their company succeed was a huge challenge and took a lot of hard work. In this current article, we will dig deep to find what are the principle internal and external factors of success and failure of SMEs (small and medium enterprises) and what are the factors that have a direct impact on the business performance, we will have to answer many questions related to the enterprise itself, its system, its owners as well as their competencies, managerial skills and other abilities to guaranty the continuity of the firm. The study will be done on Moroccan SMEs and entrepreneurs.

Keywords: entrepreneurs, entrepreneurship, managerial skills, performance, performance measurement, small and medium enterprises.

Title: The Impact of the Entrepreneurial Behavior, the Governmental and Financial Supports on the Performance of Moroccan SMEs

Author: Farah BENSALAH, Asst. Prof. Cihan TINAZTEPE

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: The purpose of this literature is to review the role of brand Influencers and their impact on social media, especially with regards to consumer purchase decisions. Based on the literature there are many ways to create brand exposure using social media platforms, but, brand influencing has been proven to a great extent to be one of the best social media marketing strategies which attract a wide coverage and it is widely used by a good percentage of marketers around the globe.  Consumers found influencer’s posts much more important than their number of followers. Besides that, customers consider social media influencers more credible and trustworthy than a traditional celebrity endorsement. It can be concluded that influencers’ posts on social media such as Instagram have a great impact on the consumer’s purchase intention as well as in their brand attitude. Therefore, some variables must be taken into account by marketing professionals, if they want to succeed in brand influencer marketing.

Keywords: Brand Influencer, Purchase Intention, Marketing, Brand Attitude.

Title: A REVIEW ON SOCIAL MEDIA BRAND INFLUENCING AND CONSUMER PURCHASE DECISIONS

Author: Nneka Chioma Emennaa

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: Nowadays, the problem of NPAs (non performing assets) is not only affecting the banks but also the whole economy. Bank’s profitability gets affected by the amount of NPAs it has. This paper aims to analyse the impact of NPAs on bank’s performance of selected banks during the past 5 years (2016-2020). After collecting the necessary data and analysing it ,it has been observed that there is significant inverse impact of NPAs on the profitability of the selected banks and strict measures are required to be taken so that banks can easily tackle the NPAs and can maintain their profitability.

Keywords: Gross NPAs, net NPAs, return on assets, public and private sector banks.

Title: RISE OF NPAs AND ITS IMPACT ON THE PERFORMANCE OF INDIAN BANKING SECTOR

Author: REETIKA VERMA

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: The study focused on influence of strategy planningon organizational performance of nonprofit organizations in Kenya.The specific objectives of the study were; to examine influence of strategic initiation on the performance, to establish the influence of strategic alliances on the performance, to assess the influence of strategic control on the performance and to find out the influence of Stakeholder participation on the performance of Non-profit organizations in Garissa County.The main theories that the chapter covered were Industrial Organization Theory, resource-based view theory and contingency theory. The study adopted descriptive survey design.The target population of this study was the selected 24 Non profit organizations in Garissa County.This means that the staffs working in these Non-profit organizations specifically was the target population of the research study.The target population therefore comprised of 350 respondents.The target sample was 186 employees in 24 Non-profit Organization in Garissa County. Stratified random sampling technique will be used to determine the sample size.This study used primary data which was collected through use of questionnaires.The target population was 350 respondents who involved senior, middle and supervisory level management from 24 selected Non-profit organizations.A sample size of 186 respondents were selected from the categories. Data was collected and analyzed using descriptive and inferential statistics with the aid of Statistical Package for Social Sciences (SPSS) version 23.The study concluded that strategic initiation had a significant and positive influence on the organizational performance of non-profit organizations in County Government of Garissa.The study also concluded that strategic alliances had a significant and positive influence on the organizational performance of non-profit organizations in County Government of Garissa.The study futher concluded that strategic control had a significant and positive influence on the organizational performance of non-profit organizations in County Government of Garissa. The study finally concluded that stakeholder participation had a significant and positive influence on the organizational performance of non-profit organizations in County Government of Garissa.The study recommends that NGOs should adapt strategic initiation due to technological advancement and the need to always catch up with the latest trends which will help them identify and fulfil the needs of their clients.It is also an opportunity to grow their reach.The study also recommends that the management of non-profit organizations in County Government of Garissa should initiate an appraisal of all the strategic alliances entered into with other organiations with a view of identifying the most important limiting factors impeding their successful implementation in order to ensure that the constraints are systematically addressed so that they  can leap optimal benefits of the strategic alliances.The study further recommends that managements of non-profit organizations in County Government of Garissa take the practice of strategic control seriously in order to ensure sustained high organiational performance.

Keywords: Strategic initiation, strategic alliances, strategic control and Stakeholder participation.

Title: INFLUENCE OF STRATEGY PLANNING ON ORGANISATIONAL PERFORMANCE OF NON-PROFIT ORGANISATIONS IN COUNTY GOVERNMENT OF GARISSA, KENYA

Author: MOHAMED KORIYOW HASSAN, Dr. SAMSON NYANG’AU PAUL

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: The general objective of this study was to assess the effect of commercial banks interests rates on credit up take by business sector in Kenya. Particularly This study sought to investigate the effect of commercial banks interests rates on credit up take by business sector in Kenya. This study employed therefore use causal research design since the data was secondary and the researcher wanted to assess the relationship between commercial banks interests rates on credit up take by business sector in Kenya. The target population for this study was all the business sectors that seek credit from the commercial banks and exclusively participate in small medium and large business sector in the country. This study used data collection schedule to collect the data from report from the central bank.In extension other inferential statistics such as, unit root test and multiple regression was used to explain the association. The study conclude that the  there is a strong association between the interest rate conditions in the country and the credit market up take in the country. In particular it was found that Commercial lending interest, Overdraft interest, Savings interest and Deposit interest are the key interest rates that dictate the credit environment in the country. Commercial lending interest, Overdraft interest, and Deposit interest were found to have a very strong significant effect on credit uptake in the country. On the other hand even though it was slightly insignificant the association between Savings interest and credit uptake was found to be positive and relevant.Since the variables investigated were found to be relevant in explaining the credit market in the country this study recommend that policy makers and even bank managers trend with conscious when setting the interest rates policy in the country.  The overdraft interest rate was specifically found to a very negative effect on the credit market. This implies that there is the need to lower this interest rate in the country. The study also found that Commercial lending interest increase causes more credit to be absorbed however this was not expected but the explanation could be that banks are willing to give more credit when the lending interest are to go up in the country.

Keywords: credit up takeCommercial lending interest, Overdraft interest, Savings interest and Deposit interest.

Title: EFFECT OF COMMERCIAL BANKS INTERESTS RATES ON CREDIT UP TAKE BY BUSINESS SECTOR IN KENYA

Author: DolphineAtienoMujuka

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: This article discusses the back ground information regarding youth enterprises, global trends on SMES competitiveness as well as regional trends on SMES competitiveness with a key focus on collaborative networks. The research objectives are the effects of collaborative networks, innovation, product diversification and business development services on competitive advantage of youth enterprises; This article narrows to collaborative net works. Conceptual framework focuses on both independent and dependent variables, independent variables namely; collaborative networks, innovation, product diversification and business development services; dependent variable namely competitive advantage. The purpose of this article is: to unite and to expand the existing cognitions about the concept of collaborative networks; propose the universal model for the process of transformation of implementing this concept. The instruments for data collection were the questionnaire directly administered by the researcher. A sample of 220 respondents was drawn from five different Sub- counties which makes Murang’a County.  The cluster and purposive sampling methods were employed. Data was analyzed using inferential statistics using Statistical package for Social Science. The Cronbach Alpha statistical tool was used to establish reliability with a coefficient of 0.653.The findings indicated that collaborative networks had a positive significant effect on competitive advantage of youth enterprises in Kenya. The study recommends that collaborative networks is a key player in establishing competitive advantage; the government through youth funds must strengthen and structure clear collaborative networks among youth enterprises with similar business activity to raise their competitive advantage.

Keywords: Business development services.

Title: BUSINESS DEVELOPMENT SERVICES AND THEIR EFFECTS ON COMPETITIVE ADVANTAGE ON YOUTH ENTERPRISES IN KENYA: A SURVEY OF MURANG’A COUNTY

Author: DR. SAMUEL MWANGI NJUGUNA, GEOFFREY MAKORI, MICHAEL KINYUA, MIRIAM KAARA

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: Nowadays globalisation is expanding the mindsets of managers, enlarging the geographical horizon, and enhancing the awareness of international opportunities. However the Free trade agreements start to be a strategy adopted by countries looking for opportunities in international markets. Morocco is one of the countries with significant number of trade agreements signed, that strengthening the position of the country as a moderate Arab state. Morocco and Turkey’s Free trade agreement was officially signed on 1st January 2006, providing immediate entry to the Turkish market for Moroccan industrial goods, while customs duties is phased out on imported Turkish products over the first ten years, the agreement covers the non-agricultural products and based on common approaches.

Keywords: Trade, Free trade, Textile, agreement, market competition, Turkish product.

Title: The Impact of the Free Trade Agreement of 2006 and Analysis of the Turkish Textile Products in the Moroccan Market

Author: Maryam Ouaha

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications

Abstract: The aim of this study is to explore the accounting and proposal to increase their impacts on behalf on not-for-profit (NFPs). In this research the total of sample used for five year data panel from 2010 to 2015. The total of 25 NFPs was chosen that were inside the capital city, had encountered extortion previously, had been examined by a worldwide firm, or had been financed by one of the ten institutional contributors. The research investigate that the financial accountabilities does not have direct impact on the quality of NFPs financial reports as measured by the KAR-QMT after controlling for the class of the audit firm that prepared them. The result is also implies that the financial accountabilities and NFPs are measured by the KAR-QMT.

Keywords: NFPs, Kar-QMT, Financial Accountability, Panel Data and Audit Firms.

Title: THE FINANCIAL REPORTING REQUIREMENTS ON NON-PROFIT ACCOUNTING AND PROPOSALS TO INCREASE THEIR IMPACTS

Author: MUHAMMAD ALI SOLANGI

ISSN 2349-7807

International Journal of Recent Research in Commerce Economics and Management (IJRRCEM)

Paper Publications