Indexing

Abstract: Commercial banks in Kenya are increasingly adopting financial innovations to enhance competitiveness, expand access to financial services, retain customers, increase revenue, and reduce operational costs. However, limited empirical attention has been given to how specific financial innovations, particularly payment cards, influence the financial performance of commercial banks in Kenya. This study examined the effect of payment cards on the financial performance of commercial banks in Kenya, with financial performance measured using Return on Assets. The study adopted a descriptive research design. The target population comprised all 38 commercial banks in Kenya, and a census approach was used. The study relied on secondary data obtained from Central Bank of Kenya reports covering the period 2015 to 2024. Data were analyzed using STATA software through descriptive and inferential statistics. The Vector Error Correction Model was employed to examine both short-run dynamics and long-run equilibrium relationships between financial innovation and financial performance. Pre-estimation diagnostic tests, including unit root tests, lag length selection, and Johansen cointegration analysis, were conducted to confirm the suitability of the model. The results revealed the existence of statistically significant long-run relationships between financial innovation and the financial performance of commercial banks in Kenya. Payment cards had a strong, positive, and statistically significant long-run effect on financial performance. Short-run results further indicated that payment cards contributed positively to bank performance. The study concluded that payment cards is an important financial innovation that enhance profitability and operational efficiency among commercial banks in Kenya. The study contributes to the financial innovation literature by providing empirical evidence on the role of payment cards in shaping bank performance within the Kenyan banking sector. The study recommends that commercial banks increase investment in secure, reliable, and scalable digital payment infrastructure to maximize the performance benefits of this innovation. It further recommends that regulators strengthen policy frameworks that support innovation, cybersecurity, interoperability, and consumer protection in digital financial services.

Keywords: Payment Cards, Financial Innovation, Financial Performance, Commercial Banks, Kenya.

Title: FINANCIAL INNOVATIONS AND FINANCIAL PERFORMANCE OF COMMERCIAL BANKS IN KENYA

Author: Marks Oeta Biraori, Dr Tumaini Mutungi, Dr Cynthia Waga

International Journal of Recent Research in Social Sciences and Humanities (IJRRSSH)

ISSN 2349-7831

Vol. 13, Issue 2, April 2026 - June 2026

Page No: 31-41

Paper Publications                                                                                    

Website: www.paperpublications.org

Published Date: 10-June-2026

Abstract: This systematic literature review examines modern approaches to parental involvement and school–family partnerships in education. Using the PRISMA framework, the study analyzed peer-reviewed literature from major academic databases published mainly between 2018 and 2026. The findings show that effective school–family partnerships are built on collaborative communication, trust, cultural responsiveness, digital engagement, shared leadership, and community participation. The review also identifies barriers such as socioeconomic inequality, language challenges, institutional bias, inadequate teacher training, and weak policy support. Overall, the study concludes that schools should move beyond traditional parental involvement models and adopt equitable, partnership-based approaches that recognize families as active partners in educational decision-making. These approaches positively influence student achievement, motivation, attendance, social-emotional development, and overall school climate

Keywords: parental involvement, school–family partnerships, family engagement, PRISMA systematic review, educational leadership, community collaboration, student achievement.

Title: Reframing School–Family Partnerships: A Systematic Literature Review on Effective Models of Parental Involvement

Author: Marjan Usama Ismael

International Journal of Recent Research in Social Sciences and Humanities (IJRRSSH)

ISSN 2349-7831

Vol. 13, Issue 2, April 2026 - June 2026

Page No: 16-30

Paper Publications                                                                                    

Website: www.paperpublications.org

Published Date: 08-June-2026

Abstract: Amidst the massive flow of technological transformation, the world of education faces an anomaly in the form of ethical disparity, where students' digital technical skills are not accompanied by adequate moral maturity. This article examines the urgency of revitalizing religious education as an ethical anchor to mitigate character degradation in cyberspace, such as cyberbullying, hoaxes, and the loss of empathy. Using a qualitative approach through library research and content analysis, this study dissects the phenomenon of digital deindividuation that often erodes students' self-control due to anonymity in cyberspace. The theoretical framework used integrates Media Ecology Theory, Virtue Ethics, and Critical Pedagogy. The results of the study indicate that the revitalization of religious education must address three fundamental aspects: (1) curriculum reconstruction through the development of contextual Digital Fiqh, (2) pedagogical transformation from an indoctrination pattern to a dialogical-reflective one, and (3) strengthening self-filtering mechanisms based on transcendental awareness (Ihsan). This article concludes that progressive religious education serves not only as a ritual transfer of knowledge, but as a moral operating system that equips students with digital empathy and integrity. The synergy between teacher role models, an adaptive curriculum, and religious internal controls is key to producing digital citizens who excel intellectually and have strong character.

Keywords: Revitalization of Religious Education, Digital Character, Cyber ​​Ethics, Transformative Pedagogy, Religious Literacy.

Title: Revitalizing Religious Education as an Ethical Foundation for Transforming Student Character in the Digital Era

Author: Ida Maiyanti A. Rajamuddin, Muhammad Saleh Intang, Adnan

International Journal of Recent Research in Social Sciences and Humanities (IJRRSSH)

ISSN 2349-7831

Vol. 13, Issue 2, April 2026 - June 2026

Page No: 5-15

Paper Publications                                                                                    

Website: www.paperpublications.org

Published Date: 27-May-2026

Abstract: Grievance Redress system is an important mechanism to identify services delivery and fulfilment of needs of the people. It helps to identify gaps of the system and further help to shape the policies. Objective is to study the concept and implementation strategies of Grievance Redress Mechanism in Sri Lanka. A descriptive cross-sectional study was designed. The approach will enable a document assessment of the existing Grievance Redress Mechanism (GRM) within the Ministry of Health and facilitate identification of gaps and areas for improvement. Studying of literature was done to explore opportunities and best practices. Ministry of Health has started GRM on 2018 under the administrative purview of Additional Secretory Medical Services It operate as tier system. People can lodge grievances through QR code display in the institutions can call through hot line 1907 or can email

Strengthening Leadership and governance, Strengthening Human Resource Development Strengthening Inter institutional collaboration and Encourage Research and innovations are suggested to improve the Grievance Redress Mechanism.

Keywords: Grievance, Grievance Redress Mechanism, hot line, four tier system.

Title: Grievance Redress Mechanism in the Ministry of Health Sri Lanka: Concept and implementation strategy

Author: Indika Wanninayake

International Journal of Recent Research in Social Sciences and Humanities (IJRRSSH)

ISSN 2349-7831

Vol. 13, Issue 2, April 2026 - June 2026

Page No: 1-4

Paper Publications                                                                                    

Website: www.paperpublications.org

Published Date: 04-April-2026